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News & Headlines

FDIC, OCC Finalize Volcker Overhaul Proposal

The FDIC and the OCC yesterday approved a long-awaited set of changes to the Volcker Rule simplifying the rule’s compliance burden.

HUD Issues Proposal Aligning ‘Disparate Impact’ Rule with Court Ruling

As expected, the Department of Housing and Urban Development on Friday formally proposed a new standard for bringing “disparate impact” claims under the Fair Housing Act.

FASB Formalizes Proposal to Delay CECL Implementation for Some Institutions

Following a vote last month, the Financial Accounting Standards Board yesterday formally issued its proposal to delay the implementation of the current expected credit loss standard until January 2023 for certain companies.

Branch Closures Not to Be Confused with Service Shortage

Although more than 16,000 bank branches closed from 2013-18, new analysis shows the effects of these closures—especially on low-income and rural communities—have been minimal.