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AmeriCap Insurance Logo     Anova Logo     CRA Partners Logo     CSI Logo     Dealertrack Logo     Equias Alliance Logo     Federal Home Loan Bank of Dallas Logo     Harland Clarke Logo     Insperity Logo     Investment Profressionals Inc Logo     JB Lloyd Insurance Logo     KeyState Logo     Ncontracts Logo     Passageways Logo     Pentegra Retirement Services Logo     Promontory Network Logo     Q2 Logo     Stifel Logo     Vantiv Logo     Verafin Logo     Wolters Kluwer Logo     Zero-In Media Logo  

TBA Endorsed Partners

TBA Endorsed LogoTBA endorsed partner products & services have been thoroughly vetted and reviewed by the TBASCO Board of Directors. True partners to the TBA, these companies support TBA events and advocacy on behalf of banks across Texas. When considering a third party provider, look for the TBA Endorsed logo.

AmeriCap Insurance Group, LLC

Employee Benefits

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Founded in 1939 the AmeriCap Insurance Group is one of the oldest and largest providers of employee benefits in the country dealing exclusively with financial Institutions. Providing a full range of group life, health, dental, vision and disability income Insurance products using only the most financially sound insurance companies, we customize a program for each institution to achieve the best long term solution. Having helped hundreds of financial institutions over the years, our professional service is second to none with a staff devoted to making sure you have your questions answered promptly and accurately. Come see what your neighbor already knows.

For more information email , call him at (800) 962-1958 or visit http://www.americapgroup.com.

Anova Financial Corporation

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www.anovafinancial.com

ANOVA Financial Corporation provides FDIC-insured, flexible, innovative solutions tailor-made for the way community banks do business. Whether your bank needs funds to meet current loan demand or has excess liquidity, ANOVA provides a FDIC-insured, high yielding liquid alternative solution.

ANOVAFUNDS® — offers bankers a high yielding alternative Treasury Service and your bank customers with a liquid and entirely FDIC insured way to spread deposits over $250,000 and earn a high interest rate. Accounts are fully FDIC Insured up to $20 million with daily liquidity and no early withdrawal fees.

ANOVACORE® — is a wholesale funding solution for banks that is a liquid alternative that requires no collateral or compensating balance requirements. Funds are offered on a fixed monthly interest rate without broker or other fees of any sort.

Reciprocal Exchange Deposit Program® — banks providing peace of mind to your deposit customers by stretching FDIC Insurance up to $20 million per depositor. ANOVA's REDP® consists of a network of banks to provide your deposit customers a means to move uninsured deposits into fully 100% FDIC insured deposits. In return you receive dollar for dollar basis reciprocal deposits.

ANOVA employs a network of "well capitalized" member banks that allows us to divide deposits into insured amounts that can be monitored by depositors in real time through the www.AnovaFinancial.com web portal. For more information about how ANOVA can help you increase your deposits and the comfort of your customers email , AVP, or call him at 888-266-8293 (1-888-ANOVA-YES).

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Computer Services, Inc. (CSI)

Technology Management

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Computer Services, Inc. (CSI) simplifies the complexity of financial technology for you. Our cloud-delivered technology performance, compliance and security managed services are built on decades of financial industry experience and continuous investment in innovation. Whether through a fully outsourced or co-managed relationship, CSI's flexible service model maximizes your IT operations and alleviates your technology burdens so that staff can focus on more strategic initiatives.

For more information, email or call him at 800-545-4274 ext. 16081.

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CRA Partners

CRA Partners Powered by the Senior Housing Crime Prevention Foundation

CRA Credit Program

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www.shcpfoundation.org

CRA Partners is a compliance program you can feel good about. The Senior Housing Crime Prevention Foundation, a trusted brand for over 15 years, has been providing protection and an enhanced quality of life for vulnerable senior housing residents through a turnkey CRA compliance solution for community focused banks. Now we have a new name and a new look but the same meaningful mission.

Funded exclusively by the banking industry, we have 250 bank partners who have purchased collateral on behalf of our programs that have made a cumulative positive community impact of $238 million to low- and moderate-income communities. It is hard to overstate the transformative effect a bank can have on the lives of seniors by removing the fear of theft and neglect from their lives while also earning CRA credit for your bank.

Banks Enjoy:

  • Guaranteed CRA credit on loan, investment and service tests
  • Flexible funding options include CRA-qualified loans, investments or grants
  • Detailed LMI documentation for positive CRA exam reviews
  • Installation of a turnkey program in senior housing facilities, HUD communities and state Veterans homes with no overhead or administrative burden
  • Providing enhanced quality of life programs for seniors to enjoy
  • Opportunity for service test credit using provided tools including Preventing Elder Abuse Toolkit and the Welcome Home Banking website to provide financial education
  • Positive public relations exposure in the community

CRA Partners is your partner every step of the way — from participation through examination!

Click here for more information about the “Preventing Elder Financial Abuse Video Toolkit” for your bank.

For more information email or call him at 877-232-0859, or visit www.SHCPFoundation.org.

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Dealertrack

Electronic Lien and Title Service

Dealertrack logo

www.dealertrack.com/lendersolutions

Dealertrack’s web-based solutions enhance efficiency and profitability for automotive lenders and retailers. Dealertrack operates the largest online credit application network used by over 20,000+ dealers. During origination, contracting and vehicle title administration lifecycles, Dealertrack delivers for 6,600+ captives, regional and national banks, credit unions and financial organizations. These services increase customer satisfaction and operationally efficiency while decreasing errors for our Lender business partners.

For more information, email or call him at 1-877-488-0517.

Equias Alliance

Executive Benefit & BOLI Consulting

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www.equiasalliance.com Equias Alliance Ad

Equias Alliance, LLC (“Equias”), through its group of nationwide consultants, including Texas-based Ken Derks and Trey Deupree has assisted over 800 community banks in the design and implementation of bank-owned life insurance (“BOLI”) as well as nonqualified benefit and compensation plans for selected executives. These plans help institutions increase earnings and shareholder value as well as recruit, retain and reward key officers and directors. If a bank should decide to implement any of these plans, Equias has the experienced and professional staff of 46 (including attorneys and CPAs) needed to properly administer and oversee these plans. As evidence of its leadership position in the market, Equias has the exclusive endorsement of the ABA (through its subsidiary, the Corporation for American Banking) and 11 state banking associations including TBA.
For more information, email or call him at 469-252-1037.

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Securities offered through ProEquities, Inc., a Registered Broker/Dealer and member FINRA & SIPC. Equias Alliance, LLC is independent of ProEquities, Inc.

Federal Home Loan Bank of Dallas

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www.fhlb.com

Letters of Credit

Federal Home Loan Bank of Dallas provides financial institutions letters of credit that include collateral for public unit deposits, credit enhancement for municipal bond issues and credit enhancement for member financial institutions. Specifically, FHLB issues Standby Letters of Credit and Confirmations of Letters of Credit on behalf of its members to provide liquidity or other funding or to facilitate the following types of business transactions that a member may have with third parties:

  • Residential housing finance
  • Community lending that is eligible for any of the Bank\’s Community Investment Cash Advance (CICA) programs under the Regulations
  • Asset/liability management
  • To provide liquidity or other funding
  • To facilitate the collateralization of public unit deposits
  • To support taxable bonds
  • To support tax-exempt bonds in cases where Section IX9, of the Internal Revenue Code specifically authorizes a debt instrument to be federally guaranteed while maintaining its tax-exempt status.

MPF Xtra®

FHLB Dallas’ MPF Xtra® provides members with an alternative to holding conforming, fixed-rate loans in portfolio, creating additional liquidity for members who become PFIs and sell their loans under the MPF Program.

The MPF Xtra product provides FHLB Dallas an option to offer an off-balance sheet product, which provides member PFIs a competitive secondary market execution. With the MPF Xtra product, members sell fixed-rate conforming loans into the secondary market, leveraging their membership with FHLB Dallas to gain access to liquidity, minimize interest rate and prepayment risks of the loans, and transfer the credit risks to the investor.

For more information, email or call him at 214-441-8711.

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Harland Clarke — Check Products

Check Printing and Endorsement Stamps

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www.harlandclarke.com

Harland Clarke Corp. is a leading provider of integrated payment solutions, marketing services, technology solutions, and best-in-class security services — serving approximately 15,000 financial institutions. For more information on Harland Clarke, and our ability to support your organization in building long-term customer relationships, email or call him at (281) 392-4908.

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Harland Clarke — Marketing Services

Marketing Services

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www.harlandclarke.com

Harland Clarke Marketing Services is a full service, leading edge provider of marketing services focused on the financial services industry. We take a strategic approach to all projects, performing due diligence to understand our clients\’ strategic goals, marketing objectives and project deliverables.

We are devoted to helping financial service providers create sustainable, measurable growth through the seamless delivery of comprehensive marketing solutions.

With a broad array of capabilities and intense financial services industry focus, we harness multiple channels to deliver innovative and measurable marketing solutions that generate growth, optimize efficiency and build long-term, satisfied relationships with your customers.

For more information, email or call him at (281) 392-4908.

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Insperity

Business Performance Solutions

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www.insperity.com

Insperity helps the banking community unleash its employees’ full potential with an array of human resource and business solutions that improve business performance. For 25 years, Insperity (NYSE\: NSP) has been offering the most comprehensive workforce optimization solution in the marketplace that delivers administrative relief, better benefits, reduced liabilities and a systematic way to improve productivity. The Company operates 58 sales offices in 24 major markets serving more than 100,000 businesses. If you would like to learn more about Insperity, please email or call him at 281-312-7246.

Investment Professionals, Inc.

Investment Programs

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www.invpro.com

Investment Professionals, Inc. (IPI) is a private investment brokerage firm specializing in providing first rate, profitable investment programs for financial institutions and retail Financial Consultants throughout the country. IPI is a San Antonio, Texas based firm that will increase your non-deposit revenue by offering retail and institutional customers a broad array of financial services including mutual funds, common and preferred stocks, fixed and variable annuities, IRA, individual and business retirement planning, unit investment trusts, fixed income securities and insurance right in your bank. IPI provides superior technology and support creating a broker's production 20% higher than the industry average and higher net pay-outs to the banks.

For more information email or call him at 210-483-5073.

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J.B. Lloyd & Associates, LLC

Lender Placed Hazard & Flood and Mortgage Impairment/Errors & Omissions Insurance

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www.lloyd-ins.com

J.B. Lloyd & Associates is an insurance agency that has provided lender placed hazard & flood and mortgage impairment and mortgage errors & omissions insurance protection to Texas banks for 24 years. In addition to excellent customer service, Lloyd & Associates\’ web-based reporting capabilities and broad coverage options sets us apart from other insurance providers.

For more information email or call him at (972) 248-2433 or visit www.lloyd-ins.com.

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KeyState Captive Management

Bank Captive Program

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www.key-state.com

KeyState Captive Management runs the largest bank captive program in the country. The program is designed by national accounting firm Crowe Horwath LLP and then administered by KeyState Captive Management.  Banks that fit a certain asset size and earnings criteria can form their own wholly owned captive insurance company to finance risks (that are not commercially insured) in a tax advantaged way.  KeyState’s bank captive program has been endorsed by 26 state banking associations.

For more information email or call 702-598-3738.

Ncontracts

Vendor Management

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www.ncontracts.com

Ncontracts is the leading provider of vendor and contract management solutions for financial institutions. Our comprehensive and secure online product suite and team of exceptional legal, financial, technology, and client services experts enable banks to successfully manage their third-party vendor relationships and contracts, assess and address compliance risks and audit findings, and replace manual tasks with time-saving and cost-cutting software and guidance.

For more information email or call him at 512-944-0726.

Passageways

Electronic Board Books

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http://www.passageways.com/

Passageways OnBoard is a board meeting solution that securely connects banks, their directors, and committees to meeting agendas, minutes, approvals, calendars, policies and procedures. Board Members instantly receive real-time updates to board books on any device. The intuitive interface offers all the tools you need like search, notes and annotations, and complete meeting history. Built on the world-class security platform of Microsoft Azure with multiple data centers and encryption at every stage on every device.

For more information, email or call him at 765-535-1882.

Pentegra Retirement Services

Retirement Plans for Bank Employees

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www.pentegra.com

Pentegra Retirement Services is a leading provider of retirement plan and fiduciary outsourcing solutions to community banks nationwide, Founded by the Federal Home Loan Bank System more than 70 years ago, today Pentegra manages over 4,000 retirement plans and more than $10 billion in assets. Pentegra is focused on delivering value-added retirement programs designed to help community banks improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage.

Our breadth and depth of services includes support for qualified and non-qualified retirement programs designed exclusively for your industry. With deep knowledge of the complexities that surround bank retirement plans, the quality and experience of our team deliver exceptional value to clients. Pentegra offers the added advantage of more than 70+ years of community-based financial institution retirement plan “best practices” and a user-board of directors comprised of our clients — delivering a level of retirement plan governance and oversight that is unmatched.

With an extensive array of plan design options, services and fiduciary support, our unique retirement plan solutions include qualified and non-qualified plans along with fiduciary outsourcing solutions designed to save time, save money and ease the burdens that come with managing a retirement plan. We’re focused on delivering a client experience that makes offering a retirement program easy, and one that helps your employees achieve greater retirement security.

Help your bank drive more successful retirement outcomes for your employees with Pentegra. For more information on Pentegra's products and services, email , Regional Marketing Manager, or call him at 800-872-3473.
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Promontory Interfinancial Network, LLC

CDARS Program

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www.promnetwork.com

With Promontory’s Certificate of Deposit Account Registry Services (CDARS), TBA member banks can offer their customers access to $50 million or more in FDIC insurance. With a growing number of customers ranking financial stability as their top priority when choosing a bank, CDARS can provide banks with a marketing advantage. It also can provide member institutions with a way to attract deposits in large chunks. CDARS holdings per customer, which continue to climb, now average $1.2 million and reinvestment rates average over 80 percent. Beyond utilizing the service as a deposit-gathering tool, Promontory Network members can use CDARS to sell excess deposits and generate fee income, or to purchase funds at competitive rates without burdensome collateralization or stock purchase requirements.

For more information email , Regional Director or call him at 866-776-6426 x3432.

Q2

Online, Voice and Mobile Banking

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Q2ebanking.com

At Q2, we believe financial power should stay within the communities you serve. To that end, our mission is to enable community-centered financial institutions to compete to win in an always-connected world. Our flexible, single-platform online banking solution offers a secure, intuitive, and consistent user experience across all digital channels from desktop to mobile – for end users ranging from retail consumers to commercial and corporate entities.

Backed by analytical intelligence from over 250 million customer interactions every month, Q2 can help you offer more to your account holders and anticipate their changing needs – while keeping their assets secure and your reputation safe. We merge business-critical technology, an engaging user experience, and a culture of partnership to streamline your day-to-day operations and accelerate your growth and retention strategies.

Only Q2 enables you to stand apart, scale smart, and grow beyond – empowering returns on relationships with your employees, account holders, and community. For more information visit Q2ebanking.com, email or call her at 512-560-3674.

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Stifel

Fixed Income Capital Markets

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www.stifel.com

Founded in 1890, Stifel is a leading wealth management and investment banking firm with approximately 6,400 associates. Our institutional fixed income sales team consists of a seasoned group of nearly 200 sales professionals throughout the U.S. and in Europe. Our experienced traders handle all types of fixed income products, and our strategies group is the foundation on which we have built our client-centric fixed income business, combining the knowledge of our strategists with advanced analytics. We are committed to providing you with all of your trading, research, and investment banking needs, including:

  • Fixed Income Sales and Trading
  • Portfolio Risk Analysis
  • Total Return Analytics
  • Bond Accounting
  • MBS/ARM Trading and Research
  • Asset/Liability Modeling Reports
  • CD Underwriting
  • M&A Strategic Analysis
  • Whole Loan Analysis
For more information, email or call him at 512-813-7212.

Vantiv

Credit Card, Debit Card, Prepaid Card & Merchant Services

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www.vantiv.com Vantive Ad

Vantiv is a leading provider of payment processing services for businesses and financial institutions in Texas and across the nation. For over 40 years we have been working hand in hand with banks and businesses to provide full service payment processing services and turnkey solutions. We can help you attract new sources of revenue and retain clients. We provide state-of-the-art merchant and card processing solutions for TBA members including:

Merchant Services
Credit and Debit Card Processing - Gift Card Programs – Check Services – Secure Processing Technology – Online Back Office Management

Card Processing Solutions
Credit and Debit Card Processing – Advisory Services – ATM Driving – Fraud Mitigation – Prepaid Solutions

For more information on how Vantiv can help you build a profitable program, email or call her at 513-900-4661.

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Verafin

Fraud Detection and Anti-Money Laundering collaboration software

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www.verafin.com

Verafin is the leader in cloud-based, cross-institutional Fraud Detection and Anti-Money Laundering (FRAMLx) collaboration software with a customer base of more than 1500 financial institutions across North America. Its solution uses advanced cross institution behavior-based analytics that help financial institutions stay a step ahead of numerous types of fraud as well as the BSA, USA PATRIOT Act, and FACTA compliance landscape, while allowing them to collaborate cross institutionally.

Verafin provides you with the following functionality within a single, consolidated platform:

  • Cross-channel fraud and money laundering (FRAML) alerts
  • Cross-institutional 314(b) information sharing
  • Investigative case management
  • Automated regulatory (CTR and SAR) reporting
  • Customer Due Diligence (CDD) questionnaire
  • Customer risk management and ongoing enhanced due diligence (EDD)
  • OFAC, 314(a), and internal watch list scanning
  • Vendor management

Innovative and advanced analytics help alert you to a wide range of suspicious customer activity occurring across multiple channels, including:

  • Money Laundering
  • Human Trafficking
  • Terrorist Financing
  • Online Banking Fraud (including suspicious wire/ACH transfers and online account activity)
  • Check Deposit Fraud
  • Federal and State Tax Refund Fraud
  • Debit Card Fraud
  • Loan Fraud

Verafin's innovative crime-fighting solution includes FRAMLxchange, the secure information sharing network available to any 314(b)-registered institution.

Verafin is the exclusive provider of fraud detection and BSA/AML software for the California Bankers Association, Florida Bankers Association, Illinois Bankers Association, Massachusetts Bankers Association, Texas Bankers Association, a preferred service provider of the Independent Community Bankers of America, and has industry endorsements in 45 states across the U.S.

Visit www.verafin.com for product information and complimentary educational resources including white papers, webinars, blogs, and more.

For more information email or call him at 866-781-8433.

Wolters Kluwer

Compliance Forms and Software

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www.wolterskluwerfs.com

Wolters Kluwer, the leading provider of regulatory compliance solutions and services for banking, brings together some of the industry's most trusted and reliable solutions to help financial organizations address compliance requirements, reduce risk and operate more efficiently. The Texas Bankers Association endorses the following products:

  • ComplianceOne® and ARTA® Lending origination systems
  • TSoftPlus SBA lending
  • Wiz Sentri (AML and Identity Verification Solutions)
  • Paper forms for documenting IRAs, Deposits and consumer lending
  • Indirect Lending forms such as contracts and leases
  • AppOne for auto dealer lending
  • Secure Document Exchange (SDX)
  • CASH for commercial lenders

The company's software, services and paper forms can help efficiently comply with federal and Texas regulations, while remaining competitive and increasing everyday workflow efficiencies.

For more information email or call her at 800-397-2341, or visit www.WoltersKluwerFS.com/BANKING.

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Zero-In

Digital Signage, Interactive Kiosks, Tablets, Overhead Music and On-Hold Phone Messaging

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www.zero-in.com/TBA

Zero-In is a full-service digital signage network and audio messaging and music operator that installs and manages web interfaced digital screens, touch screen and self-service kiosks, on-hold messaging and in-branch music and messaging. Zero-In customers have the ability to update messaging on their digital screens, kiosks, and audio messaging systems in real-time using Zero-In's web-based content management system. From small community banks to larger institutions with numerous branches, Zero-In implements a user-friendly web based digital signage and audio messaging and music system. Zero-In works with bank management and marketing teams to develop visually appealing customized content that matches other branding initiatives. Banks place Zero-In digital signs and kiosks in their lobbies, drive-thru's, branches and outdoors. Using these signs and audio messaging services, banks can promote daily rates, advertise products and services, announce community events, run ads for business customers, introduce bank staff, provide teller station queuing, promote non-profit groups and charity events, post bank holidays, provide real-time news, market info, sports scores, local weather and much more.

For more information email or call him at 888-260-7291 x125.